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In this scenario, the correct type of coverage for insuring 3,000 gallons of milk transported by a tanker truck is Inland Marine Insurance. Inland marine insurance is designed to cover goods in transit over land, as well as the transportation of goods by a variety of means, including trucks and freight. This type of insurance typically applies to movable or portable property, such as the milk being transported, and is specifically suited for goods that are not fixed to a location.

While other coverage types exist, they serve different purposes. General liability coverage focuses on protecting businesses from claims of bodily injury or property damage that could occur on-premises or as a result of business operations, which does not apply specifically to goods in transit. Marine cargo insurance is intended for goods transported over water, thus it's not applicable for a land transport situation. Commercial vehicle insurance covers the vehicle itself for liability and damage but does not specifically address the cargo being transported, making it insufficient for this particular need.