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Question: 1 / 400

Which of the following represents an example of coverage for a family owned farm?

Commercial auto coverage

Texas Personal Auto Policy

The Texas Personal Auto Policy is an example of coverage that can extend to vehicles used for personal or family purposes, which includes family-owned farms. This type of policy is designed primarily for individuals, providing coverage for personal automobiles and the use of such vehicles in a non-commercial capacity.

For a family-owned farm, the vehicles driven by family members or farm employees may not be classified as commercial vehicles but rather as personal vehicles when used for farm-related activities. Therefore, this policy is relevant because it caters to those personal needs associated with running the farm while offering necessary protection under a personal auto policy framework.

In comparison, the other options do not align with the specific needs of coverage for a family farm. Commercial auto coverage is more suited for vehicles used in business operations rather than family use. A trucker's policy is specifically designed for transportation and freight businesses, which does not fit the context of a family-owned farm. The inland marine policy is generally used for goods in transit or specific types of equipment, which may not directly apply to the overall coverage needed for the farm itself. Thus, the Texas Personal Auto Policy stands out as the correct choice for its relevance to family-operated farm vehicles.

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Trucker's policy

Inland Marine policy

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