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When considering which policy responds to claims when an auto insured loses control of their vehicle and damages a parked car, liability coverage is indeed the appropriate choice. Liability coverage is designed to protect the insured in situations where they are legally responsible for causing damage to another person's property, in this case, the parked car. It provides financial protection against claims made by third parties for damages or injuries resulting from the insured’s actions.

In this scenario, since the driver has lost control of their vehicle and caused an accident that resulted in damage to another vehicle, liability coverage would be activated to cover the costs associated with the damage to the parked car. This is a fundamental component of auto insurance policies, ensuring that individuals are held accountable for damages they inflict on others due to their negligence or accidental actions.

In contrast, homeowners insurance generally pertains to incidents occurring on one’s property or related to personal liability within the home environment, not auto-related incidents. Collision coverage only applies to damage to the insured's own vehicle from colliding with another vehicle or object, which would not provide coverage for damage inflicted on a parked car. Comprehensive coverage addresses non-collision-related incidents affecting the insured's vehicle (like theft or weather-related damage), and it does not cover liability towards others.